Hey, I understand your question - all p2p's have a long waiting lists and slow channels for download, not to mention the fullness of albums...

Yeah, I know this sites, such a http://musicmp3.ru and allofmp3. You don't have to afraid of security your CC b'cause:
1. they using international bank payment systems (such a Visa), and this site don't now your CC details. Visa, for ex. guarantee your 100% safety
2. the volume of transactions in a day on this site much more then the volume on your CC ;-)

I use p2p program too. And it isn't illegal to download music, sharing is (Atleast in Finland).

Well the only real free and decent mp3 download site ive ever come across is www.zvuki.ru but it is hardly exhaustive. And it is pretty tough to get to the links from the site, but a really varied collection and decent bandwidth. Of course p2p is better, but then p2p's don't work under firewalls

I have firewall, and p2p's work perfectly.

Mosiq.com is a FREE and LEGAL music website.

Mosiq is a website designed to bring Fans and Bands together.

Hope this tip helps.

Peace